INSURANCE AND FEES
Justin Tobin is an out-of-network provider with all insurance plans. Therapy session fees typically range from $225–$275, depending on the service. If you plan to use out-of-network benefits, the questions below may help guide your conversation with your insurance company:
Questions to Ask Your Insurance Provider
• Do I have out-of-network benefits for mental health therapy?
• What is my co-pay or co-insurance for each out-of-network session?
• Do I have an out-of-network deductible?
• What is the total deductible amount?
• How much of it has been met this calendar year?
• Are the following CPT codes covered under my plan?
o 90791 — Initial Evaluation
o 90834 — Individual Therapy (38+ minutes)
o 90837 — Individual Therapy (53+ minutes)
Superbill/Receipt
Because I am out of network, I do not submit claims directly to your insurance company. After each appointment, you will receive a detailed receipt (superbill) that includes all of the required information for potential insurance reimbursement. Some insurers allow members to submit claims online through their portal.
There are also third-party administrators (TPAs), such as Reimbursify, that can help streamline the submission process. Please note that I do not participate with these companies at this time.
Questions/Concerns?
I’m happy to help. Feel free to reach out prior to scheduling the free consultation for any clarification.
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info@tobincounselingchicago.com
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